Resume

Experience

PORTFOLIO MANAGER

CommerceWest Bank

Irvine, CA

Managed diverse commercial loan portfolio of C&I and CRE loans.
Underwrote complex C&I deals for core prospects which involved financial analysis, term and covenant structuring and preparation of credit recommendations

SENIOR UNDERWRITER / FOUNDER

Integro Bank

Remote

Managed process of implementing Integro Bank's Loan Origination System from ground up; including bank processes related to credit applications, underwriting, presentation, loan documentation and boarding of commercial loans
In charge of structuring and underwriting Integro Bank's commercial loans including lines of credit, term loans and real estate
Helped build platforms for providing Integro Bank's business customers with actionable insights (scenario forecasting, valuation, ratio analysis) based on customer's financials and peer data

PORTFOLIO MANAGER, AVP

Pacific Mercantile Bank

Irvine, CA

Managed Pacific Mercantile Bank's Irvine portfolio including preparing modifications and renewals of existing credits
Facilitated collection, spreading and analysis of customer reporting items
Leader in transition and implementation of Bank's spreading and monitoring software from CASH suite to CreditTrack, requiring advance knowledge of excel and bank operations
Improved, automated and created reports and procedures for the loan monitoring group

FINANCIAL ANALYST

Western National Group

Irvine, CA

Maintained and updated financial models for WNG's two multifamily funds analyzing key financial ratios and projected fund returns
Reviewed and compiled quarterly financial statements and presentations for fund investors
Maintained and improved asset and financial models with accounting information and market projections
Assisted acquisitions team in underwriting potential multifamily acquisitions.

CREDIT ANALYST

Federal Home Loan Bank of Chicago

Chicago, IL

Monitored and determined security haircuts using credit model components such as Value at Risk, Model Risk, Liquidation Risk, Management Discretion and Financial Strength
Adjustments Created back testing database and procedures to monitor member's security collateral portfolios
Assisted in running the OTTI process using CoreLogic's Risk Model software to determine quarterly Credit losses on the Bank's private-label MBS portfolio
Actively managed collateral portfolios for members, which include loans, securities and cash positions
Processed and handled members' security payments and transactions including sales, purchases and account transfers.

University of Notre Dame

BA, Finance

University of California Irvine

Bootcamp, Data Analytics Certificate

Google Career Certificate

Data Analytics Certificate, Advanced Data Analytics Crertifcate